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financial advice consolidating student loans-76

If you want to refinance your student loans but are not sure if you will get approved, here are the inside tips that you need to know.

Refinancing your student loans allows you to consolidate your existing private and federal student loans into a new, single student loan with a lower interest rate.

Your monthly payment will also be lower by extending the repayment period.

If you are looking for student loan debt help, you are not alone. Direct Consolidation Loans - Federal student loans consolidation help may be obtained from your local college financial aid office, or from the Federal Direct Consolidation Loans Information Center, if you have loans direct from the government.

Your co-signer needs to have a strong credit profile and be willing to be equally responsible with you for your student loan.